MARIN

Factoring for Owner-Operators

Factoring turns a 30 to 60 day invoice into cash today, for a fee. Here is how to decide if you need it.

How it works

You sell your invoice to a factoring company and get paid within a day, minus a small percent. They collect from the broker.

What it costs

Fees vary by carrier and invoice terms. Watch the difference between recourse and non-recourse terms, and any minimum volume or monthly fees.

Run your own number

See what a flat 2% looks like on your weekly gross in the Marin dispatch fee calculator.

This is a short guide. Want the full picture for your truck? Use the form below and we will walk you through it.